PRIVACY

Privacy Policy

Panache Life Inc., known as Karen Donaldson Inc and Speakandgetbooked.com. , is serious about protecting your online privacy. This Privacy Statement explains our views and practices concerning privacy, and how they may pertain to you as a user of our website.

“You” or “Your” means you as a participant in or as a user of the karendonaldsoninc.com or speakandgetbooked.com website. “We” or “Our” or “Us”  or “Our site” means Panache Life Inc., known as  karendonaldsoninc.com or speakandgetbooked.com

SECTION 1 – WHAT DO WE DO WITH YOUR INFORMATION?
When you purchase something from our site, as part of the buying and selling process, we collect the personal information you give us such as your name, address and email address. This enables us to both fulfill and support the products you purchase.
Email marketing: With your permission, we may send you emails about new products, free and premium content (i.e. blog posts, YouTube videos, webinars, etc.), and special events.

We use Mailchimp to store all information. (MailChimp’s Privacy Policy and Terms   https://mailchimp.com/legal/terms/ )

SECTION 2 – CONSENT
When you provide us with personal information to complete a transaction, verify your credit card (we use Paypal) or place an order, we infer that you consent to our collecting it and using it for that specific reason only.
If we ask for your personal information for a secondary reason (i.e., newsletter subscription and marketing messages), we will ask you directly for your expressed consent and provide you with an opportunity to withdraw your consent.
You may withdraw your consent at any time by clicking on an “unsubscribe” link which is offered at the bottom of every email we send.
You may also withdraw your consent anytime, by contacting us at admin@karendonaldsoninc.com or mailing

SECTION 3 – DISCLOSURE
We may disclose your personal information if we are required by law to do so. Also, if our site is acquired or merged with another company, your information may be transferred to the new owners so that they may continue to sell and support our products and services.
IMPORTANT: We do not sell, rent or otherwise disclose your personal information to any third parties, including but not limited to advertisers, strategic partners or vendors. Again, we take your privacy very seriously.

SECTION 4 – DATA STORAGE
We use Mailchimp to store all information. (MailChimp’s Privacy Policy and Terms   https://mailchimp.com/legal/terms/ )
Our payment solution is hosted and managed by Paypal. They provide us with the online e-commerce platform that allows us to sell our products and services to you.  Your data is stored through Paypal’s data storage, databases and the general Paypal  application. They store your data on a secure server behind a firewall.

Payment:
If you choose a direct payment gateway to complete your purchase, then Paypal stores your credit card data. It is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction.
All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover.

PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.
NOTE: At no point during the transaction does Panache Life Inc. take custody of or store your credit card information. This is process is monitored and managed by Paypal, and you can read their terms of service, privacy policy and PCI Compliance information by visiting their site at: https://www.paypal.com/ca/webapps/mpp/ua/privacy-full

SECTION 5 – THIRD-PARTY SERVICES
In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us. We solely use Paypal and Mailchimp.

Privacy policies so you can understand the manner in which your personal information will be handled by these providers.
MailChimp’s Privacy Policy  https://mailchimp.com/legal/terms
Paypal  Privacy Policy  https://www.paypal.com/ca/webapps/mpp/ua/privacy-full

SECTION 6 – SECURITY
To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

SECTION 7 – COOKIES
Karendonaldsoninc.com and speakandgetbooked.com utilizes cookies to create a more customized experience for our users and customers. We also use tracking pixels (i.e. Google Analytics) to aid in measuring and tracking where our website traffic is coming from and to track the performance of our site. Finally, we use remarking pixels from Facebook and Google to aid in customized, targeted follow-up advertising.

SECTION 8 – AGE OF CONSENT
By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

SECTION 9 – CHANGES TO THIS PRIVACY POLICY
We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

QUESTIONS AND CONTACT INFORMATION
If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact us at admin@karendonaldsoninc.com or by mail at or by mail at:

Karen Donaldson Inc.
96 Greenock Ave
Toronto, ON, Canada M1G3A3